SRM’s programmatic approach is based on a simple premise: your customers have financial needs that change and evolve over time, and those changing needs create opportunities for different or expanded products or services.

Our practice is built by experienced financial services consultants and analysts who assess complex vendor contracts, evaluate financial metrics within those contracts and deliver outcomes to help you reach your ROI and growth goals.

SRM also provides advisory services around payments strategy, technology organization structure, and operational improvements and efficiency. We advise and direct strategic discussions on how you can establish or revamp various aspects of your business.

SRM is your strategic partner, helping you navigate challenging vendor and technology decisions that have a lasting impact on your institution.

How SRM Can Help Your Bank:

Our team’s level of experience far surpasses those of other firms. Having worked with some of the world’s largest financial institutions, we bring that experience down-market and introduce those ideas into discussions with organizations smaller in size. Our robust client base leans on our expertise and experience dealing with financial institutions from the very small to trillion dollars in size.

The Bottom Line Blog

Identifying Revenue Opportunities in 2022

It will be difficult for financial institutions to boost revenue in 2022 – many will need to be more innovative than ever to add customers, book loans, and bring in fees. Interest rates should remain low next year, and competition will intensify as loan demand returns. Customers’ shifting preference for digital channels will require tech investments that...
The Bottom Line Blog

Money 20/20: Meeting in Person to Tackle Virtual Challenges

This year’s Money 20/20 conference marked a notable return to large-scale in-person industry events, as thousands of professionals gathered in Las Vegas to discuss all things fintech. It’s unsurprising yet ironic that this group, finally able to meet face-to-face, focused on digital solutions...
The Bottom Line

Tech upgrades are coming – but at what cost?

Every relationship – even long-term ones – needs an occasional tune-up. Banks and credit unions that want to stay at the top of their game must change with the times, evaluate longstanding agreements with third parties, and incorporate cost savings whenever and wherever they can. Those efforts can free up funds to pursue growth strategies, including adding or expanding digital capabilities...
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Bank Case Studies

1ST Bank of Sea Isle City Case Study

Though he does not hail from Missouri, Larry Schmidt, CEO and President of 1st Bank of Sea Isle City in Sea Isle, New Jersey, has…

For American National Bank Of Texas, It’s Not Just The Business Done But Who The Business Is Done With That Counts

Robert said. “The partnership is mutually beneficial. We are all better off doing business together. I imagine we will have other opportunities to work together. I certainly hope that is the case.”

First State Bank Applies Expertise in Card Branding to Capture More Value

Overview With roots that reach back to the late 1800s, First State Bank (FSB) now serves southwestern Ohio with more than 12 locations. The bank…

Lakeland Adds Millions to Debit Card Portfolio

Overview Recognized by NJBiz as one of New Jersey’s 50 fastest-growing companies, Lakeland is hardly just another community bank. However, there is one area where…

Let SRM Be Part of Your Success Story

Contact us and see how our experts can unlock savings, efficiency, and innovation for you.