Commercial Payments Strategy

For 30+ years, SRM has lowered costs, created revenue opportunities, increased productivity, and provided a competitive edge for clients in an environment of constant and accelerating change. SRM’s Commercial Payments Practice works with financial institutions to modernize and future-proof their Commercial Payment offerings. We specialize in Product Strategy, Customer Engagement, Technology Transformation, Strategic Sourcing, Operational Efficiency.

Commercial Payments Expertise

Card Payments

  • Commercial Card Issuing
  • Supplier Acceptance
  • FI Merchant Solutions
  • Merchant Acquiring

Digital Payments

  • Instant Payments
  • ACH
  • Wires
  • Alternative Payments


  • Embedded Payments / APIs
  • Platform Modernization
  • Payment Hubs / Orchestration
  • Strategic Sourcing

Operations / GTM

  • Process Re-engineering
  • Cost Optimization
  • GTM Programs
  • Fraud Mitigation

How We Can Help

Modernization blueprint for payment processing addressing payment orchestration / hub, shared services, and vendor capabilities.

Roadmap to bring Commercial Cards in-house covering contract exit, vendor platform sourcing, new operational procedures, and cardholder conversions.

Deployment plan for instant payments providing a business case and step-by-step plans addressing technical, operational, and support considerations.

Migration strategy for ACH payments moving from core to a dedicated platform with considerations for cloud/on-prem platforms and conversion.

GTM approach to monetize FedNow and RTP including development of use cases to address high-value send and request-for-payment verticals.

Let SRM Be Part of Your Success Story

Contact us and see how our experts can unlock savings, efficiency, and innovation for you.