Unmatched Advisory Services for Financial Institutions

Card Networks
Debit/Credit Processing
Loyalty, Digital, Core
Crypto Solutions
Technology Roadmap
New Products
Digital Transformation
Crypto Strategy
Conversion Management
Process Re-engineering
M&A Consolidation
Operational Excellence


Why Sophisticated Issuers Partner with SRM:

  • Extensive history with payment network, card processing, and other technology negotiations – helping clients save $5B+
  • Detailed M&A knowledge helping to simplify complex M&A decisions around platform and vendor decisions
  • Broad payments expertise, including Reg II, product development, and technology road mapping
  • Global experience with domestic and international institutions
  • Staff augmentation available to manage conversions and other key projects
Schedule an appointment to learn more

The Bottom Line

Card Fees Back in Washington’s Crosshairs

Two recent developments are sending a message to credit card issuers that the regulatory and political winds are not blowing in their favor. Rohit Chopra, director of the Consumer Financial Protection Bureau (CFPB), on June 22 issued an advance notice of proposed rulemaking to assess if late fees charged by credit card issuers are “reasonable and proportional,” as required by the Credit Card Accountability Responsibility and Disclosure...
The Bottom Line

BNPL: Why Banks and Credit Unions Need to Pay Attention

Financial institutions of all sizes are under pressure to find new revenue sources and solidify their status as customers' trusted financial advisors. One would think FIs would race to participate in a lending category projected to grow significantly in coming years – and one where 70% of consumers indicated in a recent survey that they'd prefer access through their bank. That isn’t necessarily the case. Surprisingly, a study by IntraFi Network...
The Bottom Line

How to Navigate the Shifting Winds with Overdraft Fees

Several high-profile banks, including Capital One, Citigroup, Wells Fargo, and Bank of America, have announced plans to either eliminate or dramatically reduce overdraft (OD) and nonsufficient funds (NSF) fees. It could be argued that these banks made this leap before regulators, including the Consumer Financial Protection Bureau (CFPB) and the Office of the Comptroller of the Currency (OCC), required them to do so. In 2019, the CFPB...

Our Leadership Team

Myron Schwarcz

Chief Product Officer

Keith Ash

Senior Vice President

Let SRM Be Part of Your Success Story

Contact us and see how our experts can unlock savings, efficiency, and innovation for you.